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Today's Rates

Last update: May 23, 2011 02:04 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo | FHA/VA

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
 5.250 0.000 5.302
5.125 0.500 5.221
15 yr fixed conforming
 4.375 0.000 4.461
4.250 0.250 4.374
30/5 yr fixed or 5/1 ARM
 3.750 0.000 3.321
3.625 0.250 3.297
30/7 yr fixed or 7/1 ARM
 4.125 0.000 3.584
4.000 0.375 3.556
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
 5.875 0.000 5.902
15 yr fixed jumbo
 5.500 0.000 5.545
5/1 jumbo ARM
 5.125 0.000 3.797
5.000 0.250 3.772
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
 4.000 0.000 3.394
3.875 0.250 3.370
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
 5.250 0.000 3.818
5.125 0.250 3.792
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FHA & VA Loan Programs

Program Rates Points APR
30 yr fixed FHA 5.000 0.000 5.051
4.875 0.375 4.959
30 yr fixed VA 5.000 0.000 5.051
4.750 0.750 4.866
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points, fees and or rates will vary based on each borrower's individual credit score and the loan-to-value.